Clyde Hall

Clyde Hall is a Senior Auditor with over 37 years of experience as a Bank Examiner/ Supervisory Examiner. After graduating from Alabama Agricultural and Mechanical University, he went on to work with the Federal Deposit Insurance Corporation as a Bank Examiner/Supervisory Examiner. In addition to assessing a bank’s overall condition, he has significant experience and knowledge in Consumer Compliance, Community Reinvestment Act (CRA), Safety and Soundness, Information Technology, and Trust.

Luis Reyes, CISA

Luis Reyes has over 25 years of audit, consulting, and managing experience in the financial services industry and government sector. Prior to joining NETBankAudit, Luis served as an Information Security Officer for a $1.3 billion financial institution developing, implementing, and managing various security programs including information, cyber, and physical.  His diverse experience also includes risk management, audit, consulting, governance, and operational management.  Additionally, Luis has worked as a commercial and government contractor in both the United States and Latin America.  Luis is a veteran, who served 12 years as an officer in the US Air Force in the information technology and cyber security divisions.  Luis is a member of the Information Systems Audit and Control Association (ISACA) Miami Chapter and an active member of InfraGard.  He holds a Bachelor of Arts in Management of Information Systems from University of Puerto Rico.


Deborah is a Certified Information Systems Auditor (CISA), Certified Information Systems Security Professional (CISSP), Certified AML and Fraud Professional (CAFP) and a Microsoft Certified Systems Administrator (MCSA) with over thirty years of experience in the community banking industry. She has held positions including Information Security Officer, Security Officer, Electronic Banking Officer, Mortgage Loan Service Supervisor, and IT Manager. She is experienced in information security architecture and administration, network design and administration, deposit and loan compliance, AML administration, risk management, vendor management, project management, incident response, and business continuity and disaster recovery. She is a member of the International Information Systems Security Certification Consortium, Inc., (ISC)², and the Information Systems Audit and Control Association (ISACA).

Patrick Cowen, CPA, CISA, CIA

Patrick Cowen is a Certified Public Accountant (CPA), a Certified Information Systems Auditor (CISA), a Certified Internal Auditor (CIA), and has worked in internal auditing since 2010. Patrick has an MBA from Florida State University and is active locally and nationally in AGA where he currently serves on the AGA National Finance and Budget Committee, and as an at-large board member of the Tallahassee AGA Chapter. Patrick is a past member of the AGA National Governing Board, and as a member of the ISACA Tallahassee Chapter has served as a mentor for the ISACA SheLeadsTech program. He has worked in internal auditing since 2010 and in IT Auditing since 2014. Prior to working in auditing, Patrick spent the bulk of his career in banking at the branch level.

Tyrone Parker

Tyrone Parker is an Associate Auditor with over seven years of experience in the financial services industry. His prior experience includes AML Fraud Investigation, Audit, Regulatory Compliance, Operations, and Project Management. Tyrone has a Bachelor of Science from Virginia Union University in Computer Science. He also has completed graduate-level work in Information Systems. Tyrone is an active member of the Richmond Chapter for ISACA and volunteers as a tutor for the Richmond Public School System.

Mike Siraj, CISA, CPA, CRMA

Mike Siraj is a Certified Information System Auditor (CISA), and a Certified Public Accountant (CPA). Mike has over 25 years of experience developing and managing Internal Audit Departments. His diverse banking experience includes Information Technology, Operational, Compliance, and Enterprise Risk Management audits. Prior to joining NetBankAudit and for over 12 years, Mike served as the Chief Audit Executive for a $6.4 billion financial institution that maintained over 700 branches in 17 states. Mike has always been passionate about innovations and cutting-edge tools and techniques to enhance the Internal Audit experience. He has served as President of Information System Audit and Control Association (ISACA – Houston Chapter) and is a frequent public speaker. He is also a member of Texas Society of Certified Public Accountants and Institute of Internal Auditors (IIA). Mike holds a Bachelor of Science degree in Accounting from Texas Tech University.

Glen Sexton, CISA, CRISC

Glen Sexton is a Certified Information Systems Auditor (CISA) and Certified in Risk and Information Systems Control (CRISC). Glen has over 20 years of experience in IT audits within the financial services, energy, and government sectors. Prior to joining NETBankAudit, Glen managed the audit process and client relationships for a national financial industry core processing service and software provider. He has experience managing and conducting complex infrastructure audits, integrated application audits, Information Technology General Controls (ITGCs) audits, continuous monitoring, and change activities (system development life cycle) reviews. Prior to private sector work, Glen was an IT Examiner for a State Bank Regulatory Agency. Glen participated and led numerous IT examinations of community banks, large financial institutions, third party information technology providers, and ATM transaction processors. Glen also has extensive experience with IT risk management, regulatory risks mitigation, Sarbanes Oxley compliance, PCI-DSS, HIPAA, AML, and GLBA privacy related control remediation and requirements. Glen is a member of the Information Systems Audit and Control Association (ISACA) Houston Chapter. He has previously served in multiple board level positions including Past President of the Illini Chapter. Glen holds a Bachelor of Science degree in Finance from Illinois State University.

Heraa Mirza, CRCM, CAMS

Heraa Mirza has over 8 years of experience in banking within the fields of Compliance, Operations, Security and Audit. Prior to joining NETBankAudit, she held positions in community banking with responsibilities for training, BSA/AML compliance, team management, and various marketing and sales initiatives. Heraa is a Certified Regulatory Compliance Manager (CRCM) and a Certified Anti-Money Laundering Specialist (CAMS). Heraa has a Bachelor of Science degree from Salisbury University and master’s degree from Capella University. She is an active member of the Richmond Chapter of the BSA Coalition and participates in the industry groups including the Federal Reserve Bank of Richmond’s BSA Coalition Conference.

Richard Lee, CISA

Rick is a Certified Information Systems Auditor (CISA) with 17 years of audit experience. Prior to joining NETBankAudit, Rick worked for the Federal Home Loan Bank of Boston as a Senior Information Systems Auditor, conducting COBIT-based audits and performing SOX testing where applicable. He was also responsible for staff training, audit planning, and special projects. Areas of expertise include IT Governance, Project Management, Vendor Management, Business Continuity, and Information Security/Privacy. Additionally, Rick has financial auditing experience and holds a BA in Economics from the University of New Hampshire.